Payments and Financing

Get Paid Faster. Give Customers More Ways to Pay.

OrderJunky gives buyers flexible ways to pay while helping vendors and merchants improve cash flow, increase conversion, and unlock purchasing power.

Pay nowPay laterPay over timeAccess capital

Checkout preview

Flexible payment paths

Embedded
Pay nowNet termsInstallments

Available at checkout

CardsACHWalletsLocal methods

Buyer experience

More ways to pay

Options shown by profile and region

Business outcomes

Stronger cash flow

Platform aligned payouts and terms

Payment options overview

One checkout. Multiple paths to yes.

Present the right mix of instant, deferred, and installment options so qualified buyers can move forward without adding operational drag for your team.

Pay Now

Accept standard payments instantly through cards, ACH, bank payments, wallets, and local payment methods.

  • Credit and debit cards
  • ACH and bank payments
  • Digital wallets
  • Real time payment methods

Pay Later

Allow qualified buyers to access extended payment terms while merchants still get paid quickly.

  • Net terms for qualified buyers
  • Improved cash flow
  • Reduced purchase friction
  • Built into checkout

Pay Over Time

Let eligible customers split purchases into smaller payments directly at checkout.

  • Installment options
  • Interest free options where available
  • Seamless checkout experience
  • Eligibility determined by provider

Access Capital

Help businesses unlock capital for inventory, equipment, and growth without slowing operations.

  • Inventory financing
  • Equipment funding
  • Working capital support
  • Growth focused financing options

Supported payment methods

Coverage varies by market, buyer profile, and what your stack enables. Grouped here for quick scanning, not as a static processor dump.

Availability and eligibility depend on region, configuration, and third party providers.

Cards

  • Cards
    All regions
  • Cartes Bancaires
    France

Wallets

  • Amazon Pay
    United States
  • Apple Pay
    United States
  • Cash App Pay
    United States
  • Kakao Pay
    South Korea
  • Link
    United States
  • Naver Pay
    South Korea
  • PAYCO
    South Korea
  • Samsung Pay
    United States

Stablecoins and crypto

  • Stablecoin settlement
    Where supported
  • Digital asset payments
    Where supported

Bank redirect and real time payments

  • Bancontact
    Belgium
  • BLIK
    Poland
  • EPS
    Austria
  • Pix
    Brazil

Buy now, pay later

  • Affirm
    United States, Canada
  • Klarna
    United States
How regional methods appear at checkout

OrderJunky can prioritize wallets, bank redirects, and local rails based on geography and customer context. Buyers only see what applies to them, keeping checkout calm while your back office stays aligned with how you already sell.

Global checkout coverage

Currencies and major card networks

Support international B2B buyers with broad currency presentment and the card brands they already carry, where your payment stack allows.

Multiple currencies

Currencies your buyers already use

Present prices and settle in the currencies that match your markets, subject to your processor configuration and regional rules.

USDEURGBPAUDCADJPY+ 143 more
View all 149 currency codes
  • AED
  • AFN
  • ALL
  • AMD
  • ANG
  • AOA
  • ARS
  • AUD
  • AWG
  • AZN
  • BAM
  • BBD
  • BDT
  • BGN
  • BHD
  • BIF
  • BMD
  • BND
  • BOB
  • BRL
  • BSD
  • BTN
  • BWP
  • BYN
  • BZD
  • CAD
  • CDF
  • CHF
  • CLP
  • CNY
  • COP
  • CRC
  • CVE
  • CZK
  • DJF
  • DKK
  • DOP
  • DZD
  • EEK
  • EGP
  • ETB
  • EUR
  • FJD
  • FKP
  • GBP
  • GEL
  • GHS
  • GIP
  • GMD
  • GNF
  • GTQ
  • GYD
  • HKD
  • HNL
  • HRK
  • HTG
  • HUF
  • IDR
  • ILS
  • INR
  • ISK
  • JMD
  • JOD
  • JPY
  • KES
  • KGS
  • KHR
  • KMF
  • KRW
  • KWD
  • KYD
  • KZT
  • LAK
  • LBP
  • LKR
  • LRD
  • LSL
  • LTL
  • LVL
  • MAD
  • MDL
  • MGA
  • MKD
  • MMK
  • MNT
  • MOP
  • MUR
  • MVR
  • MWK
  • MXN
  • MYR
  • MZN
  • NAD
  • NGN
  • NIO
  • NOK
  • NPR
  • NZD
  • OMR
  • PAB
  • PEN
  • PGK
  • PHP
  • PKR
  • PLN
  • PYG
  • QAR
  • RON
  • RSD
  • RUB
  • RWF
  • SAR
  • SBD
  • SCR
  • SEK
  • SGD
  • SHP
  • SLE
  • SLL
  • SOS
  • SRD
  • STD
  • SVC
  • SZL
  • THB
  • TJS
  • TND
  • TOP
  • TRY
  • TTD
  • TWD
  • TZS
  • UAH
  • UGX
  • USD
  • UYU
  • UZS
  • VEF
  • VND
  • VUV
  • WST
  • XAF
  • XCD
  • XCG
  • XOF
  • XPF
  • YER
  • ZAR
  • ZMW
Major card brands

Global card acceptance

Accept Visa, Mastercard, American Express, Discover, Diners Club, JCB, and China UnionPay payments from customers worldwide.

  • Visa
  • Mastercard
  • American Express
  • Discover
  • Diners Club
  • JCB
  • China UnionPay

Actual availability depends on your Stripe (or other processor) account, presentment country, and buyer card type. OrderJunky surfaces what your stack enables. This is not a guarantee of settlement in every currency for every merchant.

Platform intelligence

Smart Payment Routing Built In

OrderJunky dynamically surfaces relevant payment and financing options to help reduce friction, increase conversion, and simplify checkout for different buyer types.

  • Relevant methods by market
  • Flexible options at checkout
  • Reduced friction for buyers
  • Higher conversion potential

Growth infrastructure

Finance Growth Without Slowing Down

From inventory purchases to larger customer orders, OrderJunky helps businesses create more flexibility on both sides of the transaction, without positioning commerce as a lender of record.

Increase average order value

Improve conversion rates

Strengthen cash flow

Support repeat purchasing

Unlock growth capital

Serve more buyer types

Specific installment, terms, and capital programs depend on provider availability and buyer eligibility. OrderJunky is commerce infrastructure, not a bank.

B2B commerce

Built for B2B Commerce

Tie payment presentation to the same customer logic that powers catalogs, pricing, and approvals, so finance feels native to how your teams already sell.

Enterprise ready checkout patterns
  • Payment options can align with customer tiers

    Surface the right mix of rails and terms based on how you already segment accounts.

  • ACH discounts can support margin strategy

    Incentivize lower cost rails while keeping card and wallet paths available.

  • Terms can be shown only to qualified buyers

    Keep checkout clear for everyone while extending flexibility where it fits.

  • Checkout can adapt by customer type and geography

    Match buyer context with relevant methods without overwhelming the cart.

One Platform. Every Way to Pay.

Give buyers more flexibility while improving how your business gets paid, embedded in the same OrderJunky experience your teams already trust.